For many businesses, it is the sticking point when it comes to developing group health insurance plans: “Do I offer my employees dental insurance?”

There is only one answer to this question: Yes, you should.

And here is why.

Why You Should Offer Employees Dental Insurance

Dental Insurance Is More Flexible Than Expected

There is an assumption that dental insurance is vastly expensive for businesses, big and small. But that is not the case at all. Group health insurance plans are very flexible, so it can be customized to what your business can do. You can get dental insurance that can cover a wide range of dental services including check-ups, exams, cleanings, x-rays, fillings, extractions, crowns, root canals and dentures. The plans are flexible, so your business can be flexible too.

Dental Insurance Offers Preventative Care

There is an intrinsic connection between oral health and overall health. The better your dental health, the better your overall health. So it is therefore essential to look after your teeth in the long run, and taking preventative care is vital. Dentists offer quality preventative care, so they can stop any issues from happening down the line. Being proactive means less need for your full-on dental work in the future.

It Is Essential To Employee Wellness

As we touched on it above, the healthier your employees, the better off they will be. Yes, dental work is not as dangerous as other issues, but if left untouched, it can become life hampering. If your employees are unwell and struggling with dental work, that means they are not going to be coming into work or delivering as expected. Dental insurance provides them with the incentive to go to the dentist, get themselves checked-up, get healthy and jump back into action. Dental insurance can go a long way toward keeping employees well—and keeping business running smoothly as a result.

Employees Want It Let’s face it: dental work is expensive. So no employee is going to reject the chance to have some coverage when it comes to their teeth. If you want to keep your employees around and entice them with great benefits at your work, you are going to have to provide them with some dental coverage. For small businesses, it is an effective way to compete with large companies by offering more appealing group health insurance plans to more qualified employees.

Perlinger Group Benefits has been offering exceptional group benefit plans since 1992. Our goal is to provide the best group health insurance plans to meet your business’ needs, regardless of the size of your business. We make it affordable and easy to get access to comprehensive benefits plans. Contact us today: Direct Line 403-217-5560 | Toll-Free 1-877-217-7829 | Email [email protected]


Great employees are an employer’s most valuable resource, which is why they have to do everything in their power to keep them. Employers recognize that providing high-quality group health insurance is a way to attract, retain and engage employees for the long-term.

Understanding The Finer Details About Group Health Insurance

Group health insurance is coverage that employers offer to their employees that helps pay for health care expenses. The insurance company that provides the coverage will reimburse employees for a portion of their medical costs, depending on the amount and services stipulated in the plan.

In most cases, provincial healthcare plans cover employees for ‘basic’ healthcare (doctor visits and medical care) so employers will look to include additional benefits in their insurance plans.

They can sponsor a wide selection of insurance, including life insurance, vision, prescription drugs, dental insurance, and professional services such as chiropractic, massage therapy, physiotherapy and more. Nowadays, coverage can even include access to telemedicine companies, such as Wello and GOeVisit. These services provide employees with a virtual consultation with medical practitioners. Instead of going to the doctor, employees can now have a direct virtual conversation with a medical professional to discuss general concerns, minor illnesses, as well as apply for prescriptions.

Why Get A Group Insurance Plan For Your Business?

The idea is to provide employees with a safety net in regards to their health expenses and their overall health. Employees will feel comfortable knowing that employers are concerned about their well-being and that they don’t have to spend their money on individual insurance.

For employers, the advantages are evident. High-quality group health insurance plans attract and retain employees for the long-term, but also leads to a healthier and more productive workforce. Employees that have access to medical services at a lower price will seek care, which means fewer missed days at work, higher returns from illnesses, and greater productivity.

Financially, group health insurance plans are designed to be more cost-effective for businesses. Rather than paying employees a higher wage, they can subtract the expenses and place it in the group benefits plan. That means employers pay lower payroll taxes. Furthermore, in most provinces within Canada, whatever employers pay into the group insurance plan are considered a tax-deductible business expense.

Perlinger Group Benefits has been offering exceptional group benefit plans since 1992. Our goal is to provide the best group health insurance plans to meet your business’ needs, regardless of the size of your business. We make it affordable and easy to get access to comprehensive benefits plans. Contact us today: Direct Line 403-217-5560 | Toll-Free 1-877-217-7829 | Email [email protected]