Small Business Benefits

group health insurance PK1

Benefits For You

Offering personalized group benefits plans to companies across Canada.

group health insurance PK1

Group Health Insurance in British Columbia

Perlinger Group Benefits has nearly 30 years of experience offering group health insurance in British Columbia. We specialize in benefits plans for small and medium-sized businesses. Through our unparalleled customer support, exclusively customized plans, and a wealth of market knowledge, we provide the necessary tools to our clients to help them reach their business objectives and discover an appropriate benefits package for their team. From group health insurance to group retirement plans, and individual insurance, we’re here to make sure that you’re covered no matter what. Choosing Perlinger Group Benefits as your benefits provider will ultimately allow you to focus on your business instead of your group benefits plan.

Group Health Benefits are an effective way to improve employee retention and morale. At Perlinger, we have plans that both you and your employees will love. We understand that no two companies are the same and no two employees experience equivalent situations which is why we offer flexible benefit solutions to meet the needs of your diverse team.

  • Group Health Benefits
  • Dental
  • HCSA & Wellness

Additional Benefits

  • Flex Plans
  • Key Man Insurance
  • Employee Assistance Programs
  • Virtual Health Care
  • Executive Benefits

A Group Retirement Plan is an excellent incentive for employees, and it doesn’t have to cost a lot! We have simple and innovative solutions when it comes to group retirement and pension plans; our products include deferred profit sharing plans, group registered retirement savings plans and more. Attract key personnel with a group retirement plan.

  • Pension Plans
  • Group RRSP
  • TFSA Plans
  • DPS Plans

No one should be without the proper coverage; you never know what life will bring your way and it’s better to be prepared with some sort of insurance plan. We offer individual insurance in the form of life insurance, disability insurance, critical illness insurance and more.

  • Life Insurance
  • Disability Insurance
  • Critical Illness Insurance
  • Travel Insurance
  • Health Benefits

At Perlinger Group Benefits, we aren’t just insurance providers; we are insurance educators. We believe in offering ongoing and continual support for our clients in the form of financial management, claims resolutions, and custom plan design through our consulting services.

  • Plan Design
  • Financial Management
  • Claims Analysis
  • Risk Management
  • Vendor Management
  • Plan Integration
  • Administrative Support
  • Proactive Advice

The PGB Advantage

How We Save You Money

Rate Stability

We don’t just save you money initially, we also ensure future rate stability with no surprises at the time of renewal.

Credibility & Protection

We ensure cost protection from unforeseen circumstances and claims. Prices are based on your claim experience.

Lower Costs

We put your money where it matters. Low administration costs mean more dollars towards paying claims.

Buying Power

We enhance buying power through lower costs and higher rate stability for pooled benefits.

Plan Design

We customize benefit plans to meet your needs so you’re not stuck paying for unnecessary services.

Higher NEMs

Higher non-evidence maximums equal less paperwork, hassle, and time and money wasted.

Higher Maximums

Get the proper coverage you need for all employees with higher benefits maximums and faster claims returns.

Wellness Solutions

Improve employee productivity and satisfaction with plans that include comprehensive health and wellness services.

Annual Plans

We review your plan on an annual basis as a proactive approach to your needs and a way to save you money.

The PGB Advantage

How We Save You Money

Rate Stability

We don’t just save you money initially, we also ensure future rate stability with no surprises at the time of renewal.

Credibility & Protection

We ensure cost protection from unforeseen circumstances and claims. Prices are based on your claim experience.

Lower Costs

We put your money where it matters. Low administration costs mean more dollars towards paying claims.

Buying Power

We enhance buying power through lower costs and higher rate stability for pooled benefits.

Plan Design

We customize benefit plans to meet your needs so you’re not stuck paying for unnecessary services.

Higher NEMs

Higher non-evidence maximums equal less paperwork, hassle, and time and money wasted.

Higher Maximums

Get the proper coverage you need for all employees with higher benefits maximums and faster claims returns.

Wellness Solutions

Improve employee productivity and satisfaction with plans that include comprehensive health and wellness services.

Annual Plans

We review your plan on an annual basis as a proactive approach to your needs and a way to save you money.

Large Block Concept

WITHOUT
Perlinger Group Benefits’ Large Block

A smaller group of employees (under 150) usually means higher margins for the Insurance Carrier and higher costs for the company. When it comes to small businesses, insurance carriers price accordingly and you could end up paying much more for insurance.

Small Company
(Under 100 Employees)
HIGH
MARGIN
HIGH
COST

WITH
Perlinger Group Benefits’ Large Block

Within the Large Block concept, each company is seen as a part of a large group and priced as a Very Large Company, resulting in greater savings. The Insurance Carrier takes a smaller margin and the annual savings are usually between 15% and 25%.

Large Group of Small Companies
LOW
MARGIN
LOW
COST

Strategic Group Health Insurance

As a group of experienced benefits consultants, we take the time to get to know our clients, allowing them to lean on our wealth of knowledge regarding industry trends and market information. You can count on us for a tailor-made solution for your small business benefits plan. Not only do we offer strategic consulting services, but we also view it as our responsibility to provide the best insurance coverage. Through our established relationships with the best carriers in the country, we have the flexibility to design packages with your employee’s best interests at heart and ensure exceptional group health insurance in British Columbia.

Testimonials

See what other companies have to say or leave us a review

Group Health Insurance Made Easy

We focus on prioritizing our clients. Through innovative plan designs and competitive packages, we can ensure coverage for essential health concerns including life, accidental death and dismemberment, short term disability, hospital coverage, dental, prescription drugs, vision health and more. Group benefits plans serve to attract new talent and increase employee retention. Your employees may be especially intrigued by our wellness services which include chiropractic, massage therapy, naturopathy, acupuncture, physiotherapy and more. We also offer travel insurance and group retirement savings plans. Request a quote with us today.