Your Healthcare in Your Hands​

Flex Plans allow employees to select their desired benefits from a list of available options. Modular flex plans are the ideal solution for employers who want to offer greater flexibility to staff while remaining on a budget. Flex plan options may include health spending accounts, wellness accounts, or even RRSP contribution.

Cover your key employees with key person insurance, available through Perlinger. Key person insurance covers life, and accidental death and dismemberment of the people your business couldn’t survive without and is especially crucial for small businesses. With you, the owner, as the beneficiary, key person insurance can help to ensure your business won’t fail should anything happen to your most valuable employees.

The demands of creditors can place significant strain on new, small businesses. Business loan protection or overhead insurance can help a business negotiate loans and repay business debts with tax-free life insurance proceeds when a business owner or another key executive dies.  

Buy/Sell funding is an essential aspect of planning for business succession by ensuring the proper finances are in place to fund the purchase and sale of a business in the event a shareholder or partner dies.

An EAP is a private, employer-funded program to help certain employees with achieving and maintaining a proper and healthy work/life balance. Assistance is available 24/7 and is especially effective for relieving stress and assisting individuals to overcome challenges that may be impacting job performance or mental, physical, and emotional health and wellbeing.

Virtual healthcare allows patients to have an online video conference with healthcare providers. For individuals that prioritize fast-paced convenience, virtual healthcare facilitates remote access to doctors and specialists from almost anywhere. Virtual healthcare can be used for meetings and consultations with physicians at a distance or check-ins and status reports for individuals with limited mobility.

Your executive employees work hard for your business, and they deserve the best when it comes to a benefits plan. At Perlinger, we offer flexible executive benefits to help key employees better manage and maintain their health. Reduce health-related absences and attract the best talent with an executive benefits program.

Wellness spending accounts incentivize staff members, promote healthy lifestyles, and improve employee vitality. As taxable spending accounts, they are also extremely flexible. Common wellness items include gym memberships, fitness equipment, travel expenses, music lessons and more.