Benefits For You

Offering personalized group benefits plans to companies across Canada.

group health insurance PK1

Benefits For You

Offering personalized group benefits plans to companies across Canada.

group health insurance PK1

Group Health Insurance

We have nearly 30 years of experience offering group insurance plans to small and medium-sized businesses. Our primary objective is to establish a long term relationship with our clients through our unparalleled customer support, exclusively customized plans, proprietary large block concept, and a wealth of market knowledge. We function with uncompromised integrity, striving to keep our customers as the central focus of everything we do. From group health insurance plans to health spending accounts, group retirement plans, and individual insurance, we’re here to make sure that you’re covered for whatever life throws your way. Choosing Perlinger Group Benefits as your benefits provider will ultimately allow you to focus on your business instead of your group benefits plan.

Group Health Benefits are an effective way to improve employee retention and morale. At Perlinger, we have plans that both you and your employees will love. We understand that no two companies are the same and no two employees experience equivalent situations which is why we offer flexible benefit solutions to meet the needs of your diverse team.

  • Group Health Benefits
  • Dental
  • HCSA & Wellness

Additional Benefits

  • Flex Plans
  • Key Man Insurance
  • Employee Assistance Programs
  • Virtual Health Care
  • Executive Benefits

A Group Retirement Plan is an excellent incentive for employees, and it doesn’t have to cost a lot! We have simple and innovative solutions when it comes to group retirement and pension plans; our products include deferred profit sharing plans, group registered retirement savings plans and more. Attract key personnel with a group retirement plan.

  • Pension Plans
  • Group RRSP
  • TFSA Plans
  • DPS Plans

No one should be without the proper coverage; you never know what life will bring your way and it’s better to be prepared with some sort of insurance plan. We offer individual insurance in the form of life insurance, disability insurance, critical illness insurance and more.

  • Life Insurance
  • Disability Insurance
  • Critical Illness Insurance
  • Travel Insurance
  • Health Benefits

At Perlinger Group Benefits, we aren’t just insurance providers; we are insurance educators. We believe in offering ongoing and continual support for our clients in the form of financial management, claims resolutions, and custom plan design through our consulting services.

  • Plan Design
  • Financial Management
  • Claims Analysis
  • Risk Management
  • Vendor Management
  • Plan Integration
  • Administrative Support
  • Proactive Advice

The PGB Advantage

How We Save You Money

Rate Stability

We don’t just save you money initially, we also ensure future rate stability with no surprises at the time of renewal.

Credibility & Protection

We ensure cost protection from unforeseen circumstances and claims. Prices are based on your claim experience.

Lower Costs

We put your money where it matters. Low administration costs mean more dollars towards paying claims.

Buying Power

We enhance buying power through lower costs and higher rate stability for pooled benefits.

Plan Design

We customize benefit plans to meet your needs so you’re not stuck paying for unnecessary services.

Higher NEMs

Higher non-evidence maximums equal less paperwork, hassle, and time and money wasted.

Higher Maximums

Get the proper coverage you need for all employees with higher benefits maximums and faster claims returns.

Wellness Solutions

Improve employee productivity and satisfaction with plans that include comprehensive health and wellness services.

Annual Plans

We review your plan on an annual basis as a proactive approach to your needs and a way to save you money.

The PGB Advantage

How We Save You Money

Rate Stability

We don’t just save you money initially, we also ensure future rate stability with no surprises at the time of renewal.

Credibility & Protection

We ensure cost protection from unforeseen circumstances and claims. Prices are based on your claim experience.

Lower Costs

We put your money where it matters. Low administration costs mean more dollars towards paying claims.

Buying Power

We enhance buying power through lower costs and higher rate stability for pooled benefits.

Plan Design

We customize benefit plans to meet your needs so you’re not stuck paying for unnecessary services.

Higher NEMs

Higher non-evidence maximums equal less paperwork, hassle, and time and money wasted.

Higher Maximums

Get the proper coverage you need for all employees with higher benefits maximums and faster claims returns.

Wellness Solutions

Improve employee productivity and satisfaction with plans that include comprehensive health and wellness services.

Annual Plans

We review your plan on an annual basis as a proactive approach to your needs and a way to save you money.

Large Block Concept

WITHOUT
Perlinger Group Benefits’ Large Block

A smaller group of employees (under 150) usually means higher margins for the Insurance Carrier and higher costs for the company. When it comes to small businesses, insurance carriers price accordingly and you could end up paying much more for insurance.

Small Company
(Under 100 Employees)
HIGH
MARGIN
HIGH
COST

WITH
Perlinger Group Benefits’ Large Block

Within the Large Block concept, each company is seen as a part of a large group and priced as a Very Large Company, resulting in greater savings. The Insurance Carrier takes a smaller margin and the annual savings are usually between 15% and 25%.

Large Group of Small Companies
LOW
MARGIN
LOW
COST

Canada’s Choice for Group Health Insurance

Why pay for a group insurance plan that your employees don’t need? At Perlinger Group Benefits, we offer big-business benefits with low margins and costs to small and medium-sized businesses across Canada. Servicing companies with anywhere from 2 to thousands of employees, we have an in-depth understanding of the diversity that exists within most workplaces, and we’ve developed flexible and customizable plans accordingly. Aligning ourselves with the very best carriers across the country, we’re confident you’ll find a plan to meet your needs. As a privately owned company, we are personable and accessible to our clients. When you sign up for group health insurance in Canada with Perlinger, we come to you for an in-person onboarding to discuss your plan and provide necessary coaching and training to your team, and we’re always available to answer your questions. When you call the office, you’ll talk to a real person and have immediate access to a group benefits specialist to help with your concerns. Call us today to get started!

Testimonials

See what other companies have to say or leave us a review

Everything You’re Looking For in Group Health Insurance Plan

Familiarize yourself with our Canadian group health insurance plans and find everything you’re looking for in an insurance broker. Our tailor-made plans cover everything from dental insurance to accidental life and dismemberment. When it comes to prescription drugs, vision care, short term disability, hospital coverage, and health and wellness services such as chiropractic, massage therapy, naturopathy, and physiotherapy, we have you covered. We also offer health spending accounts, travel insurance and group pension plans. Request a quote with us today.