Dental
Dental Insurance in Canada
What We Offer
Most benefits packages will include a form of basic and preventative dental coverage. Check-ups and cleanings fall under the umbrella of basic coverage.
Minor restorative covers middle-of-the-road dental treatments. Tooth extractions, fillings, root canals, and scaling or deep cleanings are considered to be minor restorative procedures.
Major restorative includes crowns, bridges, and dentures. Most insurance plans involve some coverage for major restorative procedures, but usually at a lower percentage than basic and minor restorative.
Orthodontics, including braces, retainers, and orthodontic surgery, is covered under certain group health plans. Orthodontic coverage is often only for dependent children under the age of 19, but some plans cover adults as well.
Everything You Want in a Dental Insurance Plan
The PGB Advantage
How We Save You Money
Rate Stability
Credibility & Protection
Lower Costs
Buying Power
Plan Design
Higher NEMs
Higher Maximums
Wellness Solutions
Annual Plans
The PGB Advantage
How We Save You Money
Rate Stability
Credibility & Protection
Lower Costs
Buying Power
Plan Design
Higher NEMs
Higher Maximums
Wellness Solutions
Annual Plans
Large Block Concept
WITHOUT
Perlinger Group Benefits’ Large Block
A smaller group of employees (under 150) usually means higher margins for the Insurance Carrier and higher costs for the company. When it comes to small businesses, insurance carriers price accordingly and you could end up paying much more for insurance.
WITH
Perlinger Group Benefits’ Large Block
Within the Large Block concept, each company is seen as a part of a large group and priced as a Very Large Company, resulting in greater savings. The Insurance Carrier takes a smaller margin and the annual savings are usually between 15% and 25%.
Testimonials
Get Started With Dental Insurance in Canada
Regardless of your industry, you and your employees can benefit from a group benefits for small businesses. Through our ongoing research, auditing, surveying, and evaluating, we limit financial risk, secure competitive pricing, and ensure plan validity. In addition to direct billing and simplified claims resolution, we also offer basic and major dental coverage. Working with Canada’s best insurance carriers including, but not limited to, Equitable Life, Sun Life, Manulife, Desjardins, and The Cooperators, we negotiate on your behalf for the best possible rates and service.