Individual Insurance

Individual Insurance

travel insurance

Individual & Travel Insurance in Canada

The experts at Perlinger have your best interests at heart. We can provide you with specialized protection anywhere, and in any situation. Helping you understand your options regarding individual insurance is one of our main areas of expertise. At Perlinger, we‘ve partnered with Canada’s best insurance providers to supply you with ultimate peace of mind and the proper coverage for whatever comes your way. Through our comprehensive market knowledge and ongoing research, we can work with you to provide a quality plan for life insurance, disability insurance, critical illness insurance, individual health benefits, or travel insurance in Canada.

What We Offer

Life insurance financially protects your loved ones in the case of your death; while it is typically a mandatory aspect of group health benefits, if you are self-employed or otherwise without coverage, we can assist you in establishing a competitive life insurance plan. In some cases, individual life insurance may be necessary to supplement the basic coverage you receive through a group benefits plan.

Whether short-term or long-term, disabilities can have a severe impact on your life. Disability insurance through Perlinger is designed to provide you with a form of income while you are unable to work. We are sensitive to the challenges that face anyone following an injury resulting in mental or physical disabilities, and our insurance plans can help as you establish your new normal.

Recovery from and treatment of critical illnesses can be physically and emotionally draining in addition to putting significant strain on your wallet. Put your mind at ease with critical illness insurance. These plans are often flexible, allowing you to use the funds for anything from paying off debt and replacing lost income to accessing state-of-the-art medical treatments that would remain otherwise unavailable.

Your group health benefits will most likely not cover all insurance you need while travelling. We can develop a personalized plan that protects you from cancelled flights or unsecured accommodations as well as the expenses accrued from any medical care you may receive on your travels. Covering these costs out of pocket can be devastatingly expensive. Protect yourself and your wallet!

Individual health insurance can provide protection from health and medical expenses. At Perlinger, we offer health insurance plans that allow individuals to have uncomplicated access to the healthcare they require. Whether you are self-employed, retired, or without coverage for any reason, we would be happy to pair you with a plan that meets your needs.

Travel Insurance for Canadians​

Travel insurance allows you to enjoy the beaches of the world with total peace of mind. Costs for healthcare outside of Canada can be overwhelming, but there’s a solution. Perlinger travel insurance covers emergency medical care in addition to pre-existing conditions allowing individuals to travel with complete confidence. We’re a small, family-owned company that is passionate about providing personalized and attentive assistance to our clients. We go above and beyond with our services to offer ongoing education, support, professional consulting services, and expert advice. Travel insurance for Canadians may also include non-medical coverage including trip cancellation, lost or stolen luggage, and more. Don’t take another vacation without purchasing travel insurance.

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Protect Yourself With Individual Life Insurance

Individual insurance allows you to be protected for anything and everything. Our group health benefits plans include mandatory coverage for life and accidental death and dismemberment, but it may be necessary to supplement with an individual life insurance plan from Perlinger. Our myriad of insurance products are available to you at affordable costs and accompanied by exceptional customer service. As experienced benefits consultants, we perform ongoing research, auditing, surveying, and evaluating as a means to limit financial risk, secure competitive pricing, and ensure plan validity. Working with Canada’s best insurance carriers including Equitable Life, Sun Life, Manulife, Desjardins, Cooperators, and more, we negotiate on your behalf for the best possible rates and service.